top of page

What is Medicare?

Medicare is federal health insurance program mainly for:
  1. People 65 and older
  2. People under 65 with certain disabilities
  3. People with End-Stage Renal Disease (ESRD) or ALS

Part A 
Hospitalization
​​

Part B
Medical Insurance

Part C
Medicare
Advantage

Part D
Prescriptions

​

PART-A

 

 

Covers

 

  • Inpatient care in hospital

  • Skilled Nursing

  • Hospice

  • Home Health Care

  • Nursing Home Care

 

 

 

 

 

Cost: FREE,  if you or your spouse paid Medicare taxes while working for at least 10 years. (If you don't 100% qualify, Part A  can be purchased)

PART-B

 

 

Covers

 

  • Doctor Visits

  • Most lab tests

  • Emergency Room

  • Screenings

  • Ambulance

 

 

 

 

 

Cost: The standard premium amount in 2025 is $185

(Higher depending on your income)

PART-C

​

​​

Covers 

 

  • Hospital-related services

  • Doctor Visits and outpatient hospital stays

  • Prescription Drugs

  • Lots of extra benefits like Dental-Vision-Hearing-OTC supplies, Gym membership, etc.

 

 

Cost: Varies by the plan you select and the extra features it includes as this is a comprehensive alternative to Original Medicare offered by private companies. This is otherwise known as "Medicare Advantage Plans. Most plans have a $0 premium.

PART-D

 

 

Covers

 

  • Generic Prescriptions

  • Formulary and Non-Formulary (depending on plan)

  • Specialty Drugs

 

 

 

 

 

Cost: Can be as low as $5 a month - up to $100+ depending on your prescription needs.

Medicare Parts A, B, C, and D

Headshot white background_edited.png

Partner Who Cares
 

Medicare plan options change every year. You need an agent who keeps up on the annual changes, so you don't have to.

bottom of page